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Burglar Alarms And Your Home Insurance

It’s always difficult to know how to save money on your buildings and contents insurance. Companies try to lure you away from your current provider by promises of lower premiums, but you always need to make sure that you’re getting the same amount of cover if you’re paying less. All too often, homeowners opt for the cheaper option only to find that certain things aren’t covered in the new policy, making it impossible to claim in particular circumstances. Instead of just looking for cheap insurance, improve your home security by adding a burglar alarm.

How will a burglar alarm reduce my insurance?

When insurers look at your home, they are assessing how much risk there is of it being damaged or broken into. The more you can show that you are reducing the risks to your home and your property, the lower your insurance premium is likely to be. Smoke alarms help to reduce the risk of fire – and burglar alarms help to reduce the risk of theft and damage.

Get a real burglar alarm, not a dummy

Many people choose to have a dummy burglar alarm on their home. This is a box that sits on the outside of the house, but isn’t connected to any motion detectors or audible alarm. This might seem like a good idea, but professional thieves can tell the difference between the two and whilst your dummy box might put off a random burglar, it won’t deter someone who’s decided to break into your home. A dummy box will also not make much, if any, difference to your insurance premium. It’s much wiser to invest in a working alarm system. You’ll feel safer and your insurance company will see that you’re serious about protecting your home and make a downward adjustment to your premium.

SecurityCam is dedicated to providing homeowners and businesses with burglar alarm systems that suit their needs. All our security consultants are trained and experienced, and everyone that comes to your home or workplace to assess, install or maintain your burglar alarm has been screened to ensure that you’re getting the best possible service from a trustworthy source. All our systems comply with current British Standards and we’re constantly striving to ensure that you’re 100% happy with every contact you have with our business. To find out more, or to arrange a security survey, call us on 0845 644 9321 or complete our online enquiry form.

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